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Posted

Whilst planning a forthcoming holiday, I got sick and tired of seeing insurance excess amounts around the $3000 mark unless you cough up another $25 a day to reduce it to $350.

So I went searching around and discovered that many travel insurance packages include a rental car insurance excess cover, and without too much effort found one that will pay up to $3000 for the princely price of $29.... for the whole week!

So the options for me were:

  1. $25 per day for 7 days ($175) and still have an excess of $350
  2. $29 for travel insurance for 7 days and have an excess of $0, as well as a whole bunch of additional travel insurance benefits.

Am I missing something here?

Have other people done this in the past?

Has anyone ever claimed insurance excess on their travel insurance?

Posted

if stick it on certain credit cards it covers you for that excess. so dont have to cough up. yep it is a scam !

Posted
Whilst planning a forthcoming holiday, I got sick and tired of seeing insurance excess amounts around the $3000 mark unless you cough up another $25 a day to reduce it to $350.

So I went searching around and discovered that many travel insurance packages include a rental car insurance excess cover, and without too much effort found one that will pay up to $3000 for the princely price of $29.... for the whole week!

Have other people done this in the past?

Has anyone ever claimed insurance excess on their travel insurance?

Hi Foggy couple of years ago when booking a family holiday to sunny Qld I was asked if I wanted travel insurance which i declined. Travel agent then advised that it covered most of the excess for car hire which was $3000.I took out the travel insurance :D cost me just over $100 for a family of 4.Everytime since I always take out the travel insurance.

Imagine dinging the car and having to pay $3k in excess :blink:

Thankfully I did not have to claim.

Oh and I believe that the rental cars insurance does not cover you if you go off the bitumen either!

Posted
if stick it on certain credit cards it covers you for that excess. so dont have to cough up. yep it is a scam !

Yep, was going to mention that.

They also do extra warranties on your AV gear etc, too*.

______________________________

*If you can believe them, and survive the fineprint.

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